Alameda Aero Club carries insurance for member pilots, passengers, and planes through CV STARR/Bramar Associates Insurance Services, Inc.
Main elements of the policy:
Usage: Instruction and rental (for non-commercial purposes)
Liability Limit:
$1,000,000 Combined single limit of bodily injury and property damage including passengers. Passenger liability limits to $100,000 per passenger seat.
Student/Renter Liability limits:
$1,000,000 Combined single limit of bodily injury and property damage including passengers. Passenger liability limits to $100,000 per passenger seat.
Hull Coverage and Deductible:
All aircraft except N22QT: Ground and Flight Coverage with deductibles of $2500 while not in motion and $2500 while in motion, each and every loss.
N22QT: Ground and Flight Coverage with deductibles of $2500 while not in motion and $5000 while in motion, each and every loss
Full hull loss details described in schedules available at clubhouse or from the Board.
Note: Members are individually generally responsible only for the deductible (see Bylaws & Rules for exceptions and caveats).
Medical:
$3,000 any one person, including crew.